I know how daunting and scary it can be to create a budget. To make things as simple as possible I have made a spreadsheet – complete with everything you need to record and all the formulas pre-entered – so that all you need to do is enter in the amounts that apply to you.

 

Before I introduce you to its features over the coming weeks you can download it below to see first hand what I am referring to…

 

Download “Finance-Budgeting-Spreadsheet.xlsb” Finance-Budgeting-Spreadsheet.xlsb – Downloaded 115 times – 17 KB

 

Over the coming weeks I will talk you through how to fill out the spreadsheet so that you have a detailed and all-inclusive budget which will enable you to achieve all of your life goals and obtain a greater level of financial security than ever before. If your budget changes in any way the formulas have been designed to account for this and do all the working out for you.

 

By the end of this series you will be able to take back control of your finances and make achieving your goals financially viable, welcome to one of the most important (and surprisingly fun) elements of achieving your dreams!

Have you ever tried to spend less and save more? If so did you manage to keep to your new spending budget? If not what difficulty did you encounter?  Please share your thoughts in the comments below to gain encouragement, insight and support from our community, we’d love to hear from you.