Photo courtesy of Shutterstock

Photo courtesy of Shutterstock

 

Do you desire to go from overspending to intentional spending, making your money work for you rather than the other way around? Then this month’s hot topic is for you!

 

It may not be everyone’s favorite topic.. but effective budgeting can give life to goals, turning them from dreams into reality! Effective budgeting has the power to transform our lives in a real and practical way, giving us more freedom and the ability to achieve what we desire most.

 

Join me in my practical guide of how to effectively manage finances – complete with downloadable spreadsheet which will calculate your living costs and do all the hard work for you.

 

And, as always, please check in with our community and comment on what you have found most helpful, your experiences with finances so far and your ah ha moments throughout the series.