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Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise:   [download id="4055"]   Monthly Expenses and Savings Sheet (Budgeted Column)   Last week we entered in our current expenses in the ‘Actual’ column, this week we'll fill out the ‘Budgeted’ column.   When creating a budget it is

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Last week we looked at how your spending could be damaging your dreams, this week we explore what to consider when creating a budget.   What you need to consider when doing your budget   There are many things you need to consider when creating a budget. Firstly you

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Over the coming weeks I will talk you through how to fill out the spreadsheet so that you have a detailed and all-inclusive budget which will enable you to achieve all of your life goals and obtain a greater level of financial security than ever

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To me budgeting is just another way to empower ourselves towards a secure future and the fulfillment of our life goals. So how in control of your goals - financial or otherwise - do you feel?   To help you answer this question, rate the following five

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For many this question can evoke all sorts of fears. Fear of failure, fear of scarcity and worst of all, fear of financial insecurity. Whilst it is natural to avoid asking this question this can be very dangerous. Like all fears, the only way of

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When I was younger my dreams seemed so far away. I realize now that it was just that I didn’t fully understand how to make SMART goals, goals which were broken down into manageable and realistic steps. One of the things that always used to

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