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If finances dictate you search for a career with a minimum salary, evaluating your financial commitments and expenditure can be daunting. Fear not! All you need do is read last Novembers hot topic titled 'Why spending could be damaging your dreams; how to create a

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Last week we examined how to cut back on spending and create a life goals budget, this week we look at how to create a monthly savings budget, how to budget with cash envelopes and explore how to evaluate your earnings strategically.   [download id="4055"]   Monthly savings budget

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Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise:   [download id="4055"]   Life Goals Budget, Part Two Refer to your filled out ‘Monthly Savings Budget – Five Year Plan’ sheet and record when you will start saving, when you will finish saving and decide

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Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise:   [download id="4055"]   Monthly Savings Budget – Five Year Plan   Now you have how much each of your three goals will cost in terms of money you can incorporate this information into your ‘Monthly Savings

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Last week we explored what to consider when creating a budget and assessing your current spending. This week we examine how to cut back on spending and how to create a life goals budget.   Cutting back on spending   Once I honestly assessed my current spending I evaluated

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Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise:   [download id="4055"]   Monthly Expenses and Savings Sheet (Budgeted Column)   Last week we entered in our current expenses in the ‘Actual’ column, this week we'll fill out the ‘Budgeted’ column.   When creating a budget it is

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Over the coming weeks I will talk you through how to fill out the spreadsheet so that you have a detailed and all-inclusive budget which will enable you to achieve all of your life goals and obtain a greater level of financial security than ever

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When I was younger my dreams seemed so far away. I realize now that it was just that I didn’t fully understand how to make SMART goals, goals which were broken down into manageable and realistic steps. One of the things that always used to

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