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Last week we examined how to cut back on spending and create a life goals budget, this week we look at how to create a monthly savings budget, how to budget with cash envelopes and explore how to evaluate your earnings strategically.   [download id="4055"]   Monthly savings budget

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Last week we explored what to consider when creating a budget and assessing your current spending. This week we examine how to cut back on spending and how to create a life goals budget.   Cutting back on spending   Once I honestly assessed my current spending I evaluated

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Last week we looked at how your spending could be damaging your dreams, this week we explore what to consider when creating a budget.   What you need to consider when doing your budget   There are many things you need to consider when creating a budget. Firstly you

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Over the coming weeks I will talk you through how to fill out the spreadsheet so that you have a detailed and all-inclusive budget which will enable you to achieve all of your life goals and obtain a greater level of financial security than ever

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To me budgeting is just another way to empower ourselves towards a secure future and the fulfillment of our life goals. So how in control of your goals - financial or otherwise - do you feel?   To help you answer this question, rate the following five

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When I was younger my dreams seemed so far away. I realize now that it was just that I didn’t fully understand how to make SMART goals, goals which were broken down into manageable and realistic steps. One of the things that always used to

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