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Having struggled with letting go and moving on myself I know how hard and painful the process can be. This month we will explore how to let go and move on, whether you are mourning a past relationship, the loss of someone you love or
When you have substantial equity, such as a house, that you could base your borrowing on, it is seriously tempting to re-mortgage. But ask yourself this. If you didn’t have the money for a bigger mortgage before, what's changed? And do you honestly, really have
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budgeting, finances, the questions you should ask before you re-mortgage, why re-mortgaging is dangerous, why you should avoid re-mortgaging
Did you know that by owning a credit card and not using it, your credit score gets worse? When you think about it, it makes sense, after all, if the credit is not being used there is no opportunity to see if you repay it
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budgeting, finances, why having a credit card you don't use can harm your credit rating, why having a credit card you don't use can harm your credit score, why you should cancel credit you don't use
Last week we examined how to cut back on spending and create a life goals budget, this week we look at how to create a monthly savings budget, how to budget with cash envelopes and explore how to evaluate your earnings strategically. [download id="4055"] Monthly savings budget
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budgeting, budgeting spreadsheet, budgeting spreadsheet template, effective budgeting, finances, turning your dreams into reality
I recently checked my credit score and, after it being bad as recent as one year ago, it is now classed as excellent. The entire reason for the transformation was that I took out a credit card. I know, I know, it can be a
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budgeting, finances, how to boost your credit rating, how to boost your credit score, how to maximize your chances of getting approved for a loan, how to maximize your chances of getting approved for a mortgage
I recently got my credit score from Doddle, a UK based site which offers the service for free. The reason I did so was because in the next few years I aim to buy a house with my boyfriend and I wanted to be as
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achieving your goals by budgeting, budgeting, finances, how to check your credit score, why you should check your credit score
The problem with debt is that often the interest on it is high – really high! In order to become financially healthy we must first pay off all loans and credit card debt. The only exception to this is with mortgages and car leases, which
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budgeting, finances, saving, why paying off debt first is essential when budgeting
Now that you have a brand spanking new budget what better than to organize your savings by opening three new instant savings accounts to celebrate? This will allow you to keep track of how much you have saved up for each goal and means that
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achieving your goals, budgeting, budgeting for goals, budgeting in action, exercises, finances, finances in action, naming your savings accounts, organizing your savings, saving for goals, turning your dreams into reality
Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise: [download id="4055"] Life Goals Budget, Part Two Refer to your filled out ‘Monthly Savings Budget – Five Year Plan’ sheet and record when you will start saving, when you will finish saving and decide
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achieving your goals, budgeting, budgeting for goals, budgeting in action, budgeting spreadsheet, budgeting spreadsheet template, exercises, finances, finances in action, goals, turning your dreams into reality
Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise: [download id="4055"] Monthly Savings Budget – Five Year Plan Now you have how much each of your three goals will cost in terms of money you can incorporate this information into your ‘Monthly Savings
