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Last week we explored what to consider when creating a budget and assessing your current spending. This week we examine how to cut back on spending and how to create a life goals budget.   Cutting back on spending   Once I honestly assessed my current spending I evaluated

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Everyone knows that nearly half of marriages end in divorce, but did you know that studies have now found that fighting over finances is the number one predictor of divorce? Indeed fifty percent of those that do divorce end their marriage because of financial tensions.   Effective

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How long will it take for you to pay off your debt? When can you start to save and how much will you be saving each month? After doing your life goals budget are your monthly savings enough to fulfill your goals? If not reconsider

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Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise:   [download id="4055"]   Life Goals Budget, Part One   Now for the super fun part! Research your top three life goals and how much they will realistically cost. Then enter in the amount you will need

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Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise:   [download id="4055"]   Monthly Expenses and Savings Sheet (Budgeted Column)   Last week we entered in our current expenses in the ‘Actual’ column, this week we'll fill out the ‘Budgeted’ column.   When creating a budget it is

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Last week we looked at how your spending could be damaging your dreams, this week we explore what to consider when creating a budget.   What you need to consider when doing your budget   There are many things you need to consider when creating a budget. Firstly you

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