Last week we explored what to consider when creating a budget and assessing your current spending. This week we examine how to cut back on spending and how to create a life goals budget. Cutting back on spending Once I honestly assessed my current spending I evaluated
Everyone knows that nearly half of marriages end in divorce, but did you know that studies have now found that fighting over finances is the number one predictor of divorce? Indeed fifty percent of those that do divorce end their marriage because of financial tensions. Effective
It is no exaggeration to say that a major contributor to my breakdown back in 2009 was due to the state of my finances. I had nothing and was totally reliant on my partner for finances, who frequently used money as a means to control
How long will it take for you to pay off your debt? When can you start to save and how much will you be saving each month? After doing your life goals budget are your monthly savings enough to fulfill your goals? If not reconsider
Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise: [download id="4055"] Life Goals Budget, Part One Now for the super fun part! Research your top three life goals and how much they will realistically cost. Then enter in the amount you will need
One of the biggest contributors to long-term happiness is feeling a sense of progress in life and having goals is by far the best way to achieve the happiness that so many of us desire. What do you love to do? What have you never
Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise: [download id="4055"] Monthly Expenses and Savings Sheet (Budgeted Column) Last week we entered in our current expenses in the ‘Actual’ column, this week we'll fill out the ‘Budgeted’ column. When creating a budget it is
Last week we looked at how your spending could be damaging your dreams, this week we explore what to consider when creating a budget. What you need to consider when doing your budget There are many things you need to consider when creating a budget. Firstly you
Take five minutes to think about what financial freedom would look like for you. How much money would you have in savings? What goals would you want to save up for? Would you start contributing to a pension or contribute more to your existing pension?
It’s a sad fact that millions of people in the UK have just £100 in savings, with the US not far ahead only having $500 in savings. Living without the stability of having emergency savings (typically advised by financial experts as needing to be six
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