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Last week we examined how to cut back on spending and create a life goals budget, this week we look at how to create a monthly savings budget, how to budget with cash envelopes and explore how to evaluate your earnings strategically.   [download id="4055"]   Monthly savings budget

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Last week we examined the healthy relationship model and looked at several healthy relationship behaviors. This week we continue in exploring more healthy behaviors.   Valuing your partner and expressing this – often (brownie points game)   Showing your partner you value their efforts and them as a person

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4)  Be diplomatically honest   Become mindful of when you tell white lies and start practising being diplomatically honest. Being totally honest honours our authenticity by showing our genuine nature and consequently allows us to retain a high level of integrity. For guidance on how to be

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Although being assertive may appear all quite challenging at first, the benefits of open, honest communication are enormous and well worth the effort. When we learn to behave and communicate in an assertive way we immediately feel empowered and more in control. Most importantly we

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