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Everyone knows that nearly half of marriages end in divorce, but did you know that studies have now found that fighting over finances is the number one predictor of divorce? Indeed fifty percent of those that do divorce end their marriage because of financial tensions.   Effective

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Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise:   [download id="4055"]   Life Goals Budget, Part One   Now for the super fun part! Research your top three life goals and how much they will realistically cost. Then enter in the amount you will need

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Please download Accessible Psychology’s ‘Financial Budgeting Spreadsheet’ below, to take part in today’s exercise:   [download id="4055"]   Monthly Expenses and Savings Sheet (Budgeted Column)   Last week we entered in our current expenses in the ‘Actual’ column, this week we'll fill out the ‘Budgeted’ column.   When creating a budget it is

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Last week we looked at how your spending could be damaging your dreams, this week we explore what to consider when creating a budget.   What you need to consider when doing your budget   There are many things you need to consider when creating a budget. Firstly you

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For many this question can evoke all sorts of fears. Fear of failure, fear of scarcity and worst of all, fear of financial insecurity. Whilst it is natural to avoid asking this question this can be very dangerous. Like all fears, the only way of

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When I was younger my dreams seemed so far away. I realize now that it was just that I didn’t fully understand how to make SMART goals, goals which were broken down into manageable and realistic steps. One of the things that always used to

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